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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,090 | $77,638+245.3% | $156,551+71.2% | $62,881+326.3% |
| Participation rate | 97.0% | 71.2%+25.8pp | 84.0%+13.0pp | 69.3%+27.7pp |
| Annual return | 5.53% | 50.33%-44.8pp | 32.23%-26.7pp | 20.14%-14.6pp |
| Employer contribution / active EE | $4,099 | $3,444+19.0% | $5,501-25.5% | $2,281+79.7% |
| Participant deferral / active EE | $2,803 | $3,046-8.0% | $4,871-42.5% | $3,203-12.5% |
| Admin fee / account holder | $6,943 | $5,561+24.8% | $13,028-46.7% | $4,296+61.6% |