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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,969 | $96,388-7.7% | $80,627+10.3% | $139,466-36.2% |
| Participation rate | 65.0% | 73.6%-8.6pp | 67.0%-2.0pp | 80.3%-15.3pp |
| Annual return | 19.97% | 1352.08%-1332.1pp | 936.76%-916.8pp | 373.66%-353.7pp |
| Employer contribution / active EE | $2,703 | $3,260-17.1% | $2,723-0.7% | $4,754-43.1% |
| Participant deferral / active EE | $5,341 | $5,224+2.2% | $4,443+20.2% | $6,712-20.4% |
| Admin fee / account holder | $9,638 | $6,603+46.0% | $5,381+79.1% | $11,409-15.5% |