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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,466 | $89,370-37.9% | $141,197-60.7% | $72,976-24.0% |
| Participation rate | 55.9% | 75.1%-19.2pp | 82.5%-26.6pp | 69.5%-13.6pp |
| Annual return | 27.96% | 111.88%-83.9pp | 71.41%-43.5pp | 81.02%-53.1pp |
| Employer contribution / active EE | $2,175 | $3,115-30.2% | $4,736-54.1% | $2,440-10.9% |
| Participant deferral / active EE | $4,797 | $5,419-11.5% | $6,710-28.5% | $3,608+33.0% |
| Admin fee / account holder | $9,550 | $5,957+60.3% | $10,265-7.0% | $5,124+86.4% |