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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,485 | $85,766-56.3% | $136,298-72.5% | $70,126-46.5% |
| Participation rate | 67.9% | 74.2%-6.3pp | 81.9%-14.0pp | 69.5%-1.6pp |
| Annual return | 21.05% | 31.46%-10.4pp | 5156.27%-5135.2pp | 73.15%-52.1pp |
| Employer contribution / active EE | $2,180 | $2,966-26.5% | $4,696-53.6% | $2,343-7.0% |
| Participant deferral / active EE | $4,787 | $5,051-5.2% | $6,247-23.4% | $3,332+43.7% |
| Admin fee / account holder | $5,107 | $5,421-5.8% | $9,244-44.8% | $4,645+9.9% |