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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,305 | $54,380-47.9% | $68,509-58.7% | $59,633-52.5% |
| Participation rate | 80.0% | 70.2%+9.8pp | 74.7%+5.3pp | 68.7%+11.3pp |
| Annual return | -4.34% | 2.83%-7.2pp | 8.27%-12.6pp | 2041.45%-2045.8pp |
| Employer contribution / active EE | $923 | $1,539-40.0% | $2,278-59.5% | $2,203-58.1% |
| Participant deferral / active EE | $1,424 | $2,643-46.1% | $3,382-57.9% | $3,192-55.4% |
| Admin fee / account holder | $795 | $3,885-79.6% | $5,275-84.9% | $4,297-81.5% |