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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,268 | $81,208+0.1% | $98,920-17.8% | $79,852+1.8% |
| Participation rate | 88.9% | 72.5%+16.4pp | 76.0%+12.9pp | 69.6%+19.3pp |
| Annual return | 17.46% | 60.99%-43.5pp | 196.47%-179.0pp | 31.72%-14.3pp |
| Employer contribution / active EE | $922 | $1,960-52.9% | $2,689-65.7% | $2,471-62.7% |
| Participant deferral / active EE | $2,663 | $3,265-18.4% | $4,245-37.3% | $3,740-28.8% |
| Admin fee / account holder | $494 | $6,013-91.8% | $6,643-92.6% | $5,306-90.7% |