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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,074 | $98,760-39.2% | $149,715-59.9% | $79,858-24.8% |
| Participation rate | 73.7% | 75.8%-2.1pp | 82.5%-8.8pp | 69.6%+4.0pp |
| Annual return | 21.23% | 27.43%-6.2pp | 276.66%-255.4pp | 31.72%-10.5pp |
| Employer contribution / active EE | $1,215 | $3,217-62.2% | $4,645-73.8% | $2,471-50.8% |
| Participant deferral / active EE | $3,522 | $5,681-38.0% | $6,842-48.5% | $3,740-5.8% |
| Admin fee / account holder | $9,015 | $6,053+48.9% | $9,310-3.2% | $5,306+69.9% |