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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,805 | $72,177-65.6% | $115,037-78.4% | $59,633-58.4% |
| Participation rate | 65.8% | 72.6%-6.8pp | 81.4%-15.6pp | 68.7%-2.9pp |
| Annual return | 1.25% | 12.02%-10.8pp | 26.14%-24.9pp | 2041.40%-2040.2pp |
| Employer contribution / active EE | $1,608 | $2,841-43.4% | $4,608-65.1% | $2,203-27.0% |
| Participant deferral / active EE | $5,888 | $4,783+23.1% | $6,026-2.3% | $3,192+84.5% |
| Admin fee / account holder | $9,423 | $4,927+91.2% | $8,175+15.3% | $4,297+119.3% |