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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,832 | $98,760+57.8% | $149,710+4.1% | $79,860+95.1% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.5%+14.3pp | 69.6%+27.1pp |
| Annual return | 16.87% | 27.43%-10.6pp | 276.63%-259.8pp | 31.72%-14.8pp |
| Employer contribution / active EE | $8,449 | $3,217+162.6% | $4,645+81.9% | $2,471+241.9% |
| Participant deferral / active EE | $8,639 | $5,681+52.1% | $6,842+26.3% | $3,740+131.0% |
| Admin fee / account holder | $1,549 | $6,053-74.4% | $9,309-83.4% | $5,306-70.8% |