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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,243 | $89,370+53.6% | $141,197-2.8% | $72,976+88.1% |
| Participation rate | 88.2% | 75.1%+13.1pp | 82.5%+5.8pp | 69.5%+18.7pp |
| Annual return | 22.43% | 111.88%-89.4pp | 71.41%-49.0pp | 81.02%-58.6pp |
| Employer contribution / active EE | $6,855 | $3,115+120.1% | $4,736+44.7% | $2,440+180.9% |
| Participant deferral / active EE | $6,848 | $5,419+26.4% | $6,710+2.1% | $3,608+89.8% |
| Admin fee / account holder | $773 | $5,957-87.0% | $10,265-92.5% | $5,124-84.9% |