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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,632 | $106,864+41.9% | $147,318+2.9% | $82,637+83.5% |
| Participation rate | 57.5% | 75.5%-18.0pp | 82.1%-24.6pp | 68.1%-10.6pp |
| Annual return | 16.57% | 27.49%-10.9pp | 70.43%-53.9pp | 53.51%-36.9pp |
| Employer contribution / active EE | $2,209 | $3,417-35.4% | $4,593-51.9% | $2,552-13.5% |
| Participant deferral / active EE | $5,685 | $6,496-12.5% | $7,906-28.1% | $4,126+37.8% |
| Admin fee / account holder | $24,025 | $8,415+185.5% | $13,708+75.3% | $7,339+227.4% |