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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,697 | $76,551+0.2% | $123,894-38.1% | $62,881+22.0% |
| Participation rate | 85.2% | 73.0%+12.2pp | 81.4%+3.8pp | 69.3%+15.9pp |
| Annual return | 9.19% | 18.68%-9.5pp | 47.52%-38.3pp | 20.14%-11.0pp |
| Employer contribution / active EE | $2,991 | $2,882+3.8% | $4,617-35.2% | $2,281+31.1% |
| Participant deferral / active EE | $8,505 | $4,840+75.7% | $5,984+42.1% | $3,203+165.5% |
| Admin fee / account holder | $3,693 | $4,826-23.5% | $8,357-55.8% | $4,296-14.0% |