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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,784 | $73,988-74.6% | $96,538-80.5% | $75,177-75.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 17.26% | 26.73%-9.5pp | 35.74%-18.5pp | 160.75%-143.5pp |
| Employer contribution / active EE | $2,425 | $2,930-17.3% | $3,740-35.2% | $2,671-9.2% |
| Participant deferral / active EE | $4,081 | $3,660+11.5% | $4,880-16.4% | $4,126-1.1% |
| Admin fee / account holder | $1,863 | $5,220-64.3% | $6,737-72.3% | $5,651-67.0% |