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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,827 | $64,729-74.0% | $112,263-85.0% | $68,490-75.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.30% | -11.40%-7.9pp | 27.49%-46.8pp | -7.85%-11.5pp |
| Employer contribution / active EE | $2,448 | $2,746-10.8% | $3,636-32.7% | $2,597-5.7% |
| Participant deferral / active EE | $4,360 | $3,566+22.3% | $4,729-7.8% | $4,028+8.3% |
| Admin fee / account holder | $3,505 | $5,222-32.9% | $6,410-45.3% | $5,403-35.1% |