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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,387 | $78,682-75.4% | $109,188-82.2% | $85,851-77.4% |
| Participation rate | 98.2% | 68.3%+29.9pp | 75.9%+22.3pp | 69.3%+28.9pp |
| Annual return | 9.93% | 25.09%-15.2pp | 25.76%-15.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $2,240 | $2,734-18.1% | $3,723-39.8% | $2,565-12.7% |
| Participant deferral / active EE | $4,469 | $3,468+28.9% | $4,654-4.0% | $3,952+13.1% |
| Admin fee / account holder | $36,921 | $5,470+575.0% | $6,755+446.5% | $6,261+489.7% |