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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,017 | $180,749-73.4% | $160,784-70.1% | $137,256-65.0% |
| Participation rate | 68.2% | 80.0%-11.8pp | 77.0%-8.8pp | 80.0%-11.8pp |
| Annual return | 27.43% | 2234.46%-2207.0pp | 1803.92%-1776.5pp | 220.34%-192.9pp |
| Employer contribution / active EE | $817 | $4,155-80.3% | $3,733-78.1% | $4,156-80.3% |
| Participant deferral / active EE | $2,623 | $6,844-61.7% | $6,293-58.3% | $6,407-59.1% |
| Admin fee / account holder | $467 | $10,397-95.5% | $9,717-95.2% | $12,270-96.2% |