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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,041 | $70,475+125.7% | $100,530+58.2% | $79,858+99.2% |
| Participation rate | 75.0% | 73.7%+1.3pp | 79.4%-4.4pp | 69.6%+5.4pp |
| Annual return | 11.48% | 21.90%-10.4pp | 30.89%-19.4pp | 31.72%-20.2pp |
| Employer contribution / active EE | $859 | $2,165-60.3% | $3,418-74.9% | $2,471-65.2% |
| Participant deferral / active EE | $3,811 | $5,181-26.4% | $6,271-39.2% | $3,740+1.9% |
| Admin fee / account holder | $1,234 | $4,478-72.4% | $8,083-84.7% | $5,306-76.7% |