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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,431 | $64,359+82.5% | $90,161+30.2% | $70,126+67.5% |
| Participation rate | 77.1% | 70.4%+6.7pp | 76.9%+0.3pp | 69.5%+7.6pp |
| Annual return | 12.31% | 28.13%-15.8pp | 34.89%-22.6pp | 73.15%-60.8pp |
| Employer contribution / active EE | $851 | $2,046-58.4% | $3,318-74.4% | $2,343-63.7% |
| Participant deferral / active EE | $3,660 | $4,389-16.6% | $5,287-30.8% | $3,332+9.9% |
| Admin fee / account holder | $11,618 | $3,945+194.5% | $5,943+95.5% | $4,645+150.1% |