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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,446 | $110,307+5.6% | $96,576+20.6% | $139,456-16.5% |
| Participation rate | 95.7% | 78.1%+17.5pp | 76.0%+19.7pp | 80.3%+15.3pp |
| Annual return | 4.97% | 26.40%-21.4pp | 25.87%-20.9pp | 373.45%-368.5pp |
| Employer contribution / active EE | $8,940 | $3,619+147.0% | $2,965+201.5% | $4,753+88.1% |
| Participant deferral / active EE | $4,749 | $5,547-14.4% | $4,851-2.1% | $6,711-29.2% |
| Admin fee / account holder | $78,408 | $11,597+576.1% | $8,253+850.1% | $11,407+587.4% |