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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,549 | $71,878+209.6% | $86,698+156.7% | $68,486+225.0% |
| Participation rate | 60.0% | 72.2%-12.2pp | 76.6%-16.6pp | 67.9%-7.9pp |
| Annual return | -1.71% | 3.53%-5.2pp | 35.95%-37.7pp | -7.85%+6.1pp |
| Employer contribution / active EE | $5,437 | $2,173+150.2% | $2,837+91.7% | $2,597+109.4% |
| Participant deferral / active EE | $4,496 | $3,779+19.0% | $4,656-3.4% | $4,028+11.6% |
| Admin fee / account holder | $30,941 | $6,113+406.2% | $7,493+313.0% | $5,404+472.6% |