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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,641 | $106,864+189.8% | $147,318+110.2% | $82,637+274.7% |
| Participation rate | 84.6% | 75.5%+9.1pp | 82.1%+2.6pp | 68.1%+16.6pp |
| Annual return | 20.07% | 27.49%-7.4pp | 70.43%-50.4pp | 53.51%-33.4pp |
| Employer contribution / active EE | $9,545 | $3,417+179.4% | $4,593+107.8% | $2,552+274.0% |
| Participant deferral / active EE | $8,630 | $6,496+32.9% | $7,906+9.2% | $4,126+109.2% |
| Admin fee / account holder | $7,874 | $8,415-6.4% | $13,708-42.6% | $7,339+7.3% |