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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,027 | $102,393+152.0% | $147,041+75.5% | $80,911+218.9% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.6%+26.8pp |
| Annual return | 15.32% | 134.95%-119.6pp | 419.21%-403.9pp | 35.63%-20.3pp |
| Employer contribution / active EE | $10,909 | $3,715+193.6% | $4,935+121.1% | $2,756+295.9% |
| Participant deferral / active EE | $8,686 | $6,647+30.7% | $8,071+7.6% | $4,297+102.1% |
| Admin fee / account holder | $8,364 | $7,943+5.3% | $13,006-35.7% | $6,935+20.6% |