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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,993 | $107,421+42.4% | $182,262-16.1% | $94,015+62.7% |
| Participation rate | 66.1% | 77.8%-11.7pp | 84.2%-18.1pp | 70.8%-4.7pp |
| Annual return | 18.22% | 21.32%-3.1pp | 140.60%-122.4pp | 17.84%+0.4pp |
| Employer contribution / active EE | $3,184 | $3,448-7.6% | $5,046-36.9% | $2,790+14.1% |
| Participant deferral / active EE | $8,024 | $6,558+22.4% | $8,276-3.0% | $4,249+88.8% |
| Admin fee / account holder | $19,739 | $8,692+127.1% | $16,712+18.1% | $8,951+120.5% |