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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $69,473 |
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $46,529 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,085 | $95,369-50.6% | $135,942-65.4% | $74,440-36.7% |
| Participation rate | 90.5% | 78.2%+12.3pp | 81.9%+8.6pp | 70.7%+19.7pp |
| Annual return | 21.98% | 32.72%-10.7pp | 68.28%-46.3pp | 34.37%-12.4pp |
| Employer contribution / active EE | $2,832 | $3,878-27.0% | $4,858-41.7% | $2,638+7.4% |
| Participant deferral / active EE | $9,999 | $7,788+28.4% | $7,759+28.9% | $4,529+120.8% |
| Admin fee / account holder | $148 | $266-44.5% | $10,764-98.6% | $348-57.5% |