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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $72,815 |
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $44,068 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,005 | $82,163-55.0% | $125,381-70.5% | $64,819-42.9% |
| Participation rate | 91.8% | 77.9%+14.0pp | 82.4%+9.5pp | 71.5%+20.4pp |
| Annual return | -16.03% | 3.49%-19.5pp | 572.31%-588.3pp | 32.84%-48.9pp |
| Employer contribution / active EE | $2,888 | $3,616-20.1% | $4,815-40.0% | $2,507+15.2% |
| Participant deferral / active EE | $10,867 | $7,175+51.5% | $7,448+45.9% | $4,311+152.1% |
| Admin fee / account holder | $154 | $163-5.6% | $10,007-98.5% | $188-18.0% |