Filed November 12, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$34,348 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,759 | $101,499+245.6% | $147,005+138.6% | $74,546+370.5% |
| Participation rate | 96.1% | 75.5%+20.6pp | 82.2%+13.9pp | 67.2%+28.9pp |
| Annual return | 17.11% | 8732.34%-8715.2pp | 418.76%-401.7pp | 1366.03%-1348.9pp |
| Employer contribution / active EE | $33,469 | $3,811+778.2% | $4,934+578.3% | $2,624+1175.3% |
| Participant deferral / active EE | $6,046 | $7,304-17.2% | $8,070-25.1% | $4,347+39.1% |
| Admin fee / account holder | -$185 | $1,748-110.6% | $13,006-101.4% | $1,944-109.5% |