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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,482 | $129,737-64.9% | $119,126-61.8% | $154,746-70.6% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 15.40% | 379.08%-363.7pp | 282.11%-266.7pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,757 | $4,375-59.8% | $4,034-56.4% | $4,379-59.9% |
| Participant deferral / active EE | $4,592 | $5,842-21.4% | $5,318-13.6% | $6,730-31.8% |
| Admin fee / account holder | $2,833 | $11,961-76.3% | $10,693-73.5% | $14,365-80.3% |