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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,482 | $111,535-59.2% | $105,223-56.8% | $137,256-66.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.40% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-204.9pp |
| Employer contribution / active EE | $1,757 | $3,939-55.4% | $3,689-52.4% | $4,156-57.7% |
| Participant deferral / active EE | $4,592 | $5,500-16.5% | $5,072-9.5% | $6,407-28.3% |
| Admin fee / account holder | $2,833 | $9,721-70.9% | $8,859-68.0% | $12,270-76.9% |