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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,482 | $171,492-73.5% | $150,734-69.8% | $198,609-77.1% |
| Participation rate | 66.7% | 81.4%-14.7pp | 78.4%-11.8pp | 82.4%-15.7pp |
| Annual return | 15.40% | 804.70%-789.3pp | 600.81%-585.4pp | 202.70%-187.3pp |
| Employer contribution / active EE | $1,757 | $5,470-67.9% | $4,918-64.3% | $5,055-65.2% |
| Participant deferral / active EE | $4,592 | $6,259-26.6% | $5,610-18.1% | $6,977-34.2% |
| Admin fee / account holder | $2,833 | $17,628-83.9% | $14,905-81.0% | $19,030-85.1% |