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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,517 | $110,278-69.6% | $95,740-65.0% | $139,466-76.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 12.58% | 27.19%-14.6pp | 28.41%-15.8pp | 373.66%-361.1pp |
| Employer contribution / active EE | $1,256 | $3,260-61.5% | $2,836-55.7% | $4,754-73.6% |
| Participant deferral / active EE | $2,984 | $4,674-36.2% | $4,244-29.7% | $6,712-55.5% |
| Admin fee / account holder | $2,862 | $6,613-56.7% | $5,676-49.6% | $11,409-74.9% |