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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,803 | $121,677-73.9% | $104,625-69.6% | $158,966-80.0% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 14.89% | 465.58%-450.7pp | 340.60%-325.7pp | 302.95%-288.1pp |
| Employer contribution / active EE | $1,314 | $3,165-58.5% | $2,681-51.0% | $4,762-72.4% |
| Participant deferral / active EE | $3,797 | $4,175-9.1% | $3,738+1.6% | $5,983-36.5% |
| Admin fee / account holder | $11,325 | $7,777+45.6% | $6,465+75.2% | $11,250+0.7% |