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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,414 | $76,401+289.3% | $106,387+179.6% | $64,173+363.5% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.5%+22.5pp | 69.6%+30.4pp |
| Annual return | -4.54% | -2.19%-2.4pp | 0.25%-4.8pp | 7.63%-12.2pp |
| Employer contribution / active EE | $11,097 | $2,680+314.0% | $3,520+215.3% | $2,381+366.1% |
| Participant deferral / active EE | $16,276 | $4,274+280.8% | $5,421+200.2% | $3,470+369.1% |
| Admin fee / account holder | $2,603 | $4,610-43.5% | $7,510-65.3% | $4,887-46.7% |