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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,006 | $163,687+56.4% | $108,745+135.4% | $273,972-6.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 77.7%+22.3pp | 83.0%+17.0pp |
| Annual return | 11.08% | 31.16%-20.1pp | 46.22%-35.1pp | 41.46%-30.4pp |
| Employer contribution / active EE | $9,978 | $4,711+111.8% | $3,323+200.3% | $4,869+104.9% |
| Participant deferral / active EE | $14,266 | $7,155+99.4% | $5,121+178.6% | $5,287+169.8% |
| Admin fee / account holder | $1,970 | $12,890-84.7% | $6,144-67.9% | $10,133-80.6% |