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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,275 | $102,382+179.6% | $147,005+94.7% | $80,874+254.0% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.2%+15.0pp | 67.6%+29.5pp |
| Annual return | 20.73% | 134.89%-114.2pp | 418.76%-398.0pp | 35.62%-14.9pp |
| Employer contribution / active EE | $2,452 | $3,715-34.0% | $4,934-50.3% | $2,756-11.0% |
| Participant deferral / active EE | $15,407 | $6,646+131.8% | $8,070+90.9% | $4,297+258.6% |
| Admin fee / account holder | $1,134 | $7,942-85.7% | $13,006-91.3% | $6,935-83.6% |