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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,275 | $102,385+179.6% | $147,080+94.6% | $80,935+253.7% |
| Participation rate | 97.1% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 20.73% | 135.09%-114.4pp | 420.17%-399.4pp | 35.66%-14.9pp |
| Employer contribution / active EE | $2,452 | $3,717-34.0% | $4,933-50.3% | $2,757-11.0% |
| Participant deferral / active EE | $15,407 | $6,651+131.7% | $8,066+91.0% | $4,299+258.4% |
| Admin fee / account holder | $1,134 | $7,951-85.7% | $12,989-91.3% | $6,924-83.6% |