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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,446 | $51,638-13.9% | $68,368-35.0% | $82,448-46.1% |
| Participation rate | 29.7% | 63.6%-33.9pp | 73.8%-44.1pp | 68.1%-38.4pp |
| Annual return | 17.03% | 37.53%-20.5pp | 292.57%-275.5pp | 41.64%-24.6pp |
| Employer contribution / active EE | $965 | $2,047-52.8% | $2,649-63.6% | $2,551-62.2% |
| Participant deferral / active EE | $913 | $2,914-68.7% | $4,123-77.9% | $4,139-78.0% |
| Admin fee / account holder | $7,159 | $4,643+54.2% | $5,150+39.0% | $7,234-1.0% |