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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,459 | $154,228-12.2% | $145,433-6.9% | $137,256-1.3% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 23.92% | 74.59%-50.7pp | 66.58%-42.7pp | 220.34%-196.4pp |
| Employer contribution / active EE | $3,254 | $4,804-32.3% | $4,554-28.6% | $4,156-21.7% |
| Participant deferral / active EE | $8,429 | $8,216+2.6% | $7,897+6.7% | $6,407+31.6% |
| Admin fee / account holder | $7,988 | $14,344-44.3% | $13,129-39.2% | $12,270-34.9% |