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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,459 | $162,136-16.5% | $152,301-11.1% | $154,746-12.5% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 23.92% | 91.02%-67.1pp | 80.50%-56.6pp | 172.34%-148.4pp |
| Employer contribution / active EE | $3,254 | $4,890-33.5% | $4,624-29.6% | $4,379-25.7% |
| Participant deferral / active EE | $8,429 | $8,341+1.1% | $8,004+5.3% | $6,730+25.2% |
| Admin fee / account holder | $7,988 | $15,759-49.3% | $14,398-44.5% | $14,365-44.4% |