Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $375 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,504 | $102,422-60.5% | $147,117-72.5% | $80,959-50.0% |
| Participation rate | 54.3% | 75.9%-21.6pp | 82.2%-27.9pp | 67.7%-13.4pp |
| Annual return | 19.42% | 135.16%-115.7pp | 420.54%-401.1pp | 35.67%-16.3pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,384 | $6,652-4.0% | $8,065-20.8% | $4,300+48.5% |
| Admin fee / account holder | $4 | $7,953-99.9% | $12,993-100.0% | $6,925-99.9% |