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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,195 | $209,422-84.6% | $178,503-82.0% | $158,982-79.7% |
| Participation rate | 64.3% | 86.4%-22.1pp | 81.9%-17.6pp | 82.0%-17.7pp |
| Annual return | 18.88% | 188.81%-169.9pp | 151.12%-132.2pp | 302.99%-284.1pp |
| Employer contribution / active EE | $1,563 | $5,707-72.6% | $5,011-68.8% | $4,763-67.2% |
| Participant deferral / active EE | $6,615 | $5,955+11.1% | $5,202+27.2% | $5,983+10.6% |
| Admin fee / account holder | $319 | $17,079-98.1% | $13,987-97.7% | $11,252-97.2% |