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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,447 | $198,457-90.2% | $170,435-88.6% | $147,586-86.8% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 11.85% | 257.30%-245.5pp | 205.94%-194.1pp | 578.59%-566.7pp |
| Employer contribution / active EE | $1,344 | $6,183-78.3% | $5,432-75.3% | $4,876-72.4% |
| Participant deferral / active EE | $6,184 | $5,629+9.8% | $4,939+25.2% | $5,439+13.7% |
| Admin fee / account holder | $29,932 | $16,852+77.6% | $13,881+115.6% | $10,886+175.0% |