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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,744 | $157,304-34.0% | $141,197-26.5% | $152,909-32.2% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 22.79% | 64.34%-41.6pp | 71.41%-48.6pp | 345.46%-322.7pp |
| Employer contribution / active EE | $2,608 | $5,263-50.4% | $4,736-44.9% | $4,764-45.3% |
| Participant deferral / active EE | $6,481 | $7,111-8.9% | $6,710-3.4% | $5,851+10.8% |
| Admin fee / account holder | $13,998 | $12,126+15.4% | $10,265+36.4% | $11,601+20.7% |