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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,589 | $93,617+50.2% | $135,982+3.4% | $75,177+87.0% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 21.67% | 30.89%-9.2pp | 68.32%-46.7pp | 160.75%-139.1pp |
| Employer contribution / active EE | $1,589 | $3,538-55.1% | $4,859-67.3% | $2,671-40.5% |
| Participant deferral / active EE | $4,600 | $6,406-28.2% | $7,760-40.7% | $4,126+11.5% |
| Admin fee / account holder | $9,139 | $6,980+30.9% | $10,767-15.1% | $5,651+61.7% |