Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,346 | $77,574-73.8% | $108,753-81.3% | $86,983-76.6% |
| Participation rate | 34.4% | 62.3%-27.9pp | 71.1%-36.7pp | 69.5%-35.2pp |
| Annual return | 16.63% | 18.42%-1.8pp | 37.47%-20.8pp | 25.83%-9.2pp |
| Employer contribution / active EE | $931 | $1,611-42.2% | $2,427-61.6% | $2,584-64.0% |
| Participant deferral / active EE | $1,450 | $3,128-53.7% | $4,115-64.8% | $4,194-65.4% |
| Admin fee / account holder | $3,104 | $6,529-52.5% | $10,320-69.9% | $7,856-60.5% |