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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,819 | $98,766-4.0% | $149,730-36.7% | $79,852+18.7% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.5%+3.2pp | 69.6%+16.1pp |
| Annual return | 11.62% | 27.43%-15.8pp | 276.70%-265.1pp | 31.72%-20.1pp |
| Employer contribution / active EE | $2,829 | $3,217-12.1% | $4,645-39.1% | $2,471+14.5% |
| Participant deferral / active EE | $5,193 | $5,681-8.6% | $6,843-24.1% | $3,740+38.8% |
| Admin fee / account holder | $3,800 | $6,052-37.2% | $9,310-59.2% | $5,306-28.4% |