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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,569 | $89,364-8.7% | $141,177-42.2% | $72,983+11.8% |
| Participation rate | 71.4% | 75.1%-3.7pp | 82.5%-11.0pp | 69.5%+1.9pp |
| Annual return | 17.88% | 111.86%-94.0pp | 71.40%-53.5pp | 81.01%-63.1pp |
| Employer contribution / active EE | $2,875 | $3,115-7.7% | $4,736-39.3% | $2,440+17.8% |
| Participant deferral / active EE | $5,109 | $5,419-5.7% | $6,710-23.9% | $3,608+41.6% |
| Admin fee / account holder | $26,839 | $5,959+350.4% | $10,263+161.5% | $5,124+423.8% |