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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,734 | $81,262-17.9% | $155,602-57.1% | $80,911-17.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.12% | 33.34%-20.2pp | 64.81%-51.7pp | 35.63%-22.5pp |
| Employer contribution / active EE | $6,534 | $3,102+110.7% | $4,675+39.8% | $2,756+137.1% |
| Participant deferral / active EE | $4,620 | $3,451+33.8% | $5,629-17.9% | $4,297+7.5% |
| Admin fee / account holder | $1,929 | $7,992-75.9% | $15,923-87.9% | $6,935-72.2% |