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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,657 | $91,179-43.3% | $178,499-71.1% | $79,852-35.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.51% | 24.19%-14.7pp | 151.10%-141.6pp | 31.72%-22.2pp |
| Employer contribution / active EE | $4,810 | $3,256+47.7% | $5,011-4.0% | $2,471+94.6% |
| Participant deferral / active EE | $3,570 | $3,236+10.3% | $5,202-31.4% | $3,740-4.6% |
| Admin fee / account holder | $13,197 | $6,749+95.5% | $13,986-5.6% | $5,306+148.7% |