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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,174 | $102,382+147.3% | $147,005+72.2% | $80,874+213.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.16% | 134.89%-121.7pp | 418.76%-405.6pp | 35.62%-22.5pp |
| Employer contribution / active EE | $6,288 | $3,715+69.3% | $4,934+27.4% | $2,756+128.2% |
| Participant deferral / active EE | $12,302 | $6,646+85.1% | $8,070+52.4% | $4,297+186.3% |
| Admin fee / account holder | $8,883 | $7,942+11.8% | $13,006-31.7% | $6,935+28.1% |