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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,786 | $113,941+8.6% | $94,229+31.4% | $125,389-1.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -0.11% | 5.29%-5.4pp | 10.68%-10.8pp | 282.24%-282.3pp |
| Employer contribution / active EE | $35,333 | $4,727+647.5% | $3,587+885.1% | $4,866+626.1% |
| Participant deferral / active EE | $10,000 | $5,179+93.1% | $4,320+131.5% | $5,352+86.9% |
| Admin fee / account holder | $313 | $8,392-96.3% | $6,269-95.0% | $9,541-96.7% |