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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,644 | $131,835+46.1% | $108,582+77.4% | $273,972-29.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.38% | -91.57%+97.9pp | -51.70%+58.1pp | 41.46%-35.1pp |
| Employer contribution / active EE | $35,333 | $4,913+619.2% | $3,758+840.1% | $4,869+625.7% |
| Participant deferral / active EE | $10,000 | $5,127+95.0% | $4,311+132.0% | $5,287+89.1% |
| Admin fee / account holder | $6,322 | $10,253-38.3% | $7,645-17.3% | $10,133-37.6% |