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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,869 | $90,486+328.7% | $78,676+393.0% | $273,972+41.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 7.67% | 75.62%-68.0pp | 62.19%-54.5pp | 41.46%-33.8pp |
| Employer contribution / active EE | $20,591 | $3,175+548.5% | $2,850+622.5% | $4,869+322.9% |
| Participant deferral / active EE | $15,715 | $3,901+302.8% | $3,517+346.9% | $5,287+197.2% |
| Admin fee / account holder | $15,366 | $5,263+191.9% | $4,510+240.7% | $10,133+51.6% |