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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $722,741 | $109,872+557.8% | $98,483+633.9% | $167,536+331.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 16.14% | 1959.31%-1943.2pp | 1494.38%-1478.2pp | 478.82%-462.7pp |
| Employer contribution / active EE | $16,823 | $3,225+421.6% | $2,961+468.2% | $4,839+247.7% |
| Participant deferral / active EE | $20,441 | $4,673+337.4% | $4,276+378.0% | $6,342+222.3% |
| Admin fee / account holder | $1,432 | $6,757-78.8% | $5,953-75.9% | $12,315-88.4% |