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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,219 | $60,119-14.8% | $90,430-43.4% | $79,858-35.9% |
| Participation rate | 72.4% | 65.0%+7.4pp | 72.7%-0.3pp | 69.6%+2.8pp |
| Annual return | 12.46% | 71.94%-59.5pp | 1293.73%-1281.3pp | 31.72%-19.3pp |
| Employer contribution / active EE | $518 | $2,068-75.0% | $3,262-84.1% | $2,471-79.0% |
| Participant deferral / active EE | $2,106 | $2,938-28.3% | $3,963-46.9% | $3,740-43.7% |
| Admin fee / account holder | $4,386 | $3,976+10.3% | $5,613-21.9% | $5,306-17.3% |